Which of the following is not required to cash a check?

Cashing a check typically requires certain identification and account verification protocols to ensure that the person cashing the check has the authority to do so.

In most cases, an account holder, whether an individual or a business, must present the check they wish to cash along with their identification that matches the account on record. Joint account holders also need to provide proper identification since they are authorized users of the account.

However, non-account holders generally do not have access to an account at the bank where they wish to cash a check, making it challenging for them to cash a check reliably. While some banks may allow non-account holders to cash checks, they typically impose stringent policies, such as requiring a fee, verification, or additional identification, which can complicate the process. Therefore, non-account holders do not generally meet the standard requirements for cashing a check.